Understand the rules that govern your use of the Bitearn Capital platform. These terms outline your rights, responsibilities, and our mutual agreement as you access and use our services.
Last Updated: May 7, 2025
Welcome to Bitearn Capital, a multi-asset investment platform that empowers users to access and manage a wide array of investments. These Terms of Use govern your access to and use of the Bitearn Capital platform, including all services offered through our website, mobile applications, and other digital interfaces (collectively, the "Platform").
By accessing or using the Bitearn Capital Platform, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our Platform. These Terms of Use constitute a legally binding agreement between you and Bitearn Capital Technologies Ltd. ("Bitearn Capital," "we," "our," or "us").
"Platform" refers to the Bitearn Capital website, mobile applications, and other digital interfaces through which Bitearn Capital provides its services.
"User," "you," or "your" refers to individuals and entities who have registered an account on the Platform.
"Assets" refers to the various investment vehicles available on the Platform, including but not limited to precious metals, digital assets, commodities, real estate, public equities, and fixed-income securities.
We recommend that you read these Terms of Use carefully and keep a copy for your records. If you have any questions about these terms, please contact us at legal@Bitearn Capital.com.
1.1 Binding Agreement: By accessing or using the Bitearn Capital Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use, our Privacy Policy, and any additional terms and conditions that may apply to specific services offered by Bitearn Capital.
1.2 Legal Capacity: You represent and warrant that you have the legal capacity to enter into these Terms of Use. If you are using the Platform on behalf of a company, organization, or other entity, you represent and warrant that you have the authority to bind such entity to these Terms of Use.
1.3 Compliance with Laws: You agree to comply with all applicable laws, regulations, and rules when using our Platform. You acknowledge that certain services offered by Bitearn Capital may be subject to additional regulations, including securities laws, banking regulations, and commodity trading rules.
1.4 Age Restrictions: The Platform is not intended for use by individuals under the age of 18, or the age of majority in your jurisdiction, whichever is higher. By using the Platform, you confirm that you are at least 18 years of age or the age of majority in your jurisdiction.
2.1 Account Creation: To use certain features of the Platform, you must create an account. When registering for an account, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
2.2 Verification Requirements: Due to regulatory requirements, Bitearn Capital implements Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures. You may be required to provide additional information and documentation to verify your identity, including but not limited to government-issued identification, proof of address, and source of funds documentation.
2.3 Ineligible Persons: Bitearn Capital reserves the right to restrict access to the Platform or certain services based on your country of residence or other factors. The Platform is not available to users from jurisdictions where offering such services would be prohibited by law, including but not limited to residents of:
2.4 Account Security: You are solely responsible for maintaining the security of your account and password. You must immediately notify Bitearn Capital of any unauthorized use of your account or any other breach of security. Bitearn Capital will not be liable for any loss or damage arising from your failure to comply with this section.
2.5 One Account Per User: Each user is permitted to maintain only one account. If we detect multiple accounts associated with the same user, we reserve the right to merge or terminate such accounts.
3.1 Available Assets: Bitearn Capital provides a consolidated investment platform where users can allocate capital into various asset classes, including:
3.2 Investment Features: The Platform offers various features to help users manage their investments, including:
3.3 Service Availability: Bitearn Capital strives to provide continuous access to the Platform, but we do not guarantee that the Platform will be available at all times. We reserve the right to suspend access to the Platform for maintenance, updates, or other operational reasons without prior notice.
3.4 Third-Party Services: The Platform may integrate with third-party services or link to third-party websites. Bitearn Capital is not responsible for the content, privacy policies, or practices of any third-party services or websites. Your use of third-party services is subject to their respective terms and conditions.
Different asset classes on our platform are subject to different custody arrangements:
Digital Assets: Held in secure cold storage with multi-signature technology
Precious Metals: Physically stored in insured vaults through partnership with accredited custodians
Securities: Held through regulated broker-dealer partnerships in segregated accounts
3.5 Service Limitations: Certain services may be limited based on your jurisdiction, verification level, or other factors. Bitearn Capital reserves the right to modify, suspend, or discontinue any service at any time without prior notice.
4.1 Compliance: You agree to use the Platform in compliance with these Terms of Use and all applicable laws and regulations. You are responsible for determining whether your use of the Platform complies with applicable laws in your jurisdiction.
4.2 Prohibited Activities: You agree not to engage in any of the following prohibited activities:
4.3 Account Information: You are responsible for keeping your account information, including contact details and tax information, accurate and up to date. Failure to maintain current information may result in service disruptions, tax reporting issues, or other complications.
4.4 Tax Obligations: You are solely responsible for determining, reporting, and paying any taxes that may arise from your use of the Platform and any investments made through the Platform. Bitearn Capital may provide tax forms or documentation as required by applicable laws, but we do not provide tax advice.
4.5 Due Diligence: You are responsible for conducting your own research and due diligence regarding any investment made through the Platform. While Bitearn Capital strives to provide accurate information, we do not guarantee the accuracy of any information provided through the Platform.
5.1 Fee Structure: Bitearn Capital charges various fees for its services, which may include but are not limited to:
5.2 Fee Schedule: The current fee schedule is available on the Platform and may be updated from time to time. Bitearn Capital will provide notice of any material changes to the fee schedule as outlined in Section 10 (Modifications to Terms).
5.3 Payment Methods: Bitearn Capital accepts various payment methods, which may include bank transfers, credit/debit cards, and certain digital currencies. Available payment methods may vary based on your location and the specific service.
5.4 Payment Authorization: By using the Platform, you authorize Bitearn Capital to charge the applicable fees to your designated payment method. You represent and warrant that you have the legal right to use any payment method you provide to Bitearn Capital.
5.5 Taxes and Withholding: All fees are exclusive of taxes, unless stated otherwise. You are responsible for paying all applicable taxes related to your use of the Platform. If required by law, Bitearn Capital may withhold taxes from distributions or proceeds from your investments.
5.6 Refunds: Fees paid to Bitearn Capital are generally non-refundable unless otherwise specified or required by applicable law. In the event of a technical error or service failure attributable to Bitearn Capital, we may issue refunds or credits at our sole discretion.
6.1 General Risk Disclosure: All investments involve risk, and the value of your investments may fluctuate. Past performance is not indicative of future results. You may lose some or all of your investment. You should only invest funds that you are willing to lose.
6.2 Asset-Specific Risks: Different asset classes available on the Platform carry different types and levels of risk:
6.3 No Investment Advice: Bitearn Capital provides information and tools to help you make investment decisions, but we do not provide personalized investment advice. The content on the Platform is for informational purposes only and should not be construed as investment advice.
6.4 No Guarantees: Bitearn Capital does not guarantee any returns on investments made through the Platform. We do not guarantee that any investment will meet your investment objectives or that the Platform will generate positive returns.
6.5 Risk Assessment: Before investing through the Platform, you should carefully consider your investment objectives, financial situation, and risk tolerance. If you are unsure about any investment, you should consult with a financial advisor or other professional.
Markets can experience significant volatility due to economic events, global crises, or unexpected developments. Such volatility can result in rapid and substantial changes to asset values.
During periods of extreme volatility, the Platform may experience delays in execution, price gaps, or temporary unavailability of certain features.
7.1 Privacy Policy: Our Privacy Policy, available at Bitearn Capital.com/privacy, describes how we collect, use, disclose, and protect your personal information. By using the Platform, you consent to the collection and use of your information as described in the Privacy Policy.
7.2 Data Security: Bitearn Capital implements reasonable security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. However, no security system is impenetrable, and we cannot guarantee the security of your information.
7.3 Data Retention: Bitearn Capital retains personal information for as long as necessary to fulfill the purposes outlined in our Privacy Policy, unless a longer retention period is required or permitted by law. This includes retention required for regulatory compliance, tax purposes, audit requirements, and legal claims.
7.4 Third-Party Sharing: Bitearn Capital may share your information with third parties as described in our Privacy Policy. This includes sharing information:
7.5 Your Rights: You may have certain rights regarding your personal information, which may include the right to access, correct, delete, or restrict the processing of your information. The availability of these rights depends on your jurisdiction and applicable law. Please refer to our Privacy Policy for more information about your rights and how to exercise them.
7.6 Cookies and Tracking: The Platform uses cookies and similar technologies to enhance your experience, analyze usage patterns, and deliver personalized content. You can adjust your browser settings to refuse cookies, but this may limit your ability to use certain features of the Platform.
8.1 Termination by User: You may terminate your account at any time by following the account closure process available on the Platform or by contacting our customer support. Before terminating your account, you must liquidate all investments and withdraw any available funds.
8.2 Termination by Bitearn Capital: Bitearn Capital reserves the right to suspend, limit, or terminate your account and access to the Platform at any time, for any reason, and without prior notice, including but not limited to:
8.3 Effect of Termination: Upon termination of your account:
8.4 Survival of Terms: The provisions of these Terms of Use that by their nature should survive termination will survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnification obligations, and limitations of liability.
8.5 Record Retention: Even after account termination, Bitearn Capital will retain certain information related to your account as required by law, regulation, or for legitimate business purposes. For more information about our data retention practices, please refer to our Privacy Policy.
9.1 Updates to Terms: Bitearn Capital reserves the right to modify these Terms of Use at any time. We will notify you of material changes by posting the updated terms on the Platform and, when required by law, by sending a notification to your registered email address.
9.2 Effective Date: The modified terms will be effective upon posting or, if we notify you through other means, as of the date specified in the notification. The "Last Updated" date at the top of these Terms of Use will indicate when the terms were last revised.
9.3 Continued Use: Your continued use of the Platform after the effective date of the modified terms constitutes your acceptance of the modified terms. If you do not agree to the modified terms, you must stop using the Platform and terminate your account.
9.4 Material Changes: For material changes to these Terms of Use, we will make reasonable efforts to provide advance notice. Material changes may include significant updates to:
9.5 Governing Version: The English-language version of these Terms of Use is the governing version. Any translations are provided for convenience only and do not modify or replace the English-language version.